Existing customers

If you already have a mortgage with us we could help change your deal, borrow more money or move home

Ways to apply

Follow-on Rate and Standard Variable Rate details

On 05 May 2022 the Bank of England base rate increased from 0.75% to 1.00%.

  • Our Standard Variable Rate will increase by 0.25% to 5.24% and we will contact customers on this rate to give them thirty days notice in line with their mortgage terms and conditions.
  • Jersey mortgages Follow on Rate will increase by 0.25% to 4.25% (3.25% above Bank of England base rate) with effect from 01 June.  Jersey tracker rate mortgages will also automatically increase on 01 June 2022.
  • Isle of Man mortgages Follow on Rate will increase by 0.25% to 4.25% (3.25% above Bank of England base rate) with effect from 03 June and Isle of Man tracker rate mortgages will also automatically increase on 03 June 2022.

If you have a fixed rate mortgage then there is no change to your mortgage rate if you are still in the initial period where your rate is fixed. 

All applications are subject to status and lending criteria

YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Ways to apply

BAN005 Enquire Online (1)

Enquire Online

Complete our online mortgage enquiry form

BAN005 Email

Email

We’re here to answer any questions, get in touch via email

BAN036 Mobile

Phone

Call us on 08000 84 28 88, if calling from a UK landline or mobile, or +44 (0) 1624 641 888, if calling from overseas

Lines are open 9am – 5pm UK time, Monday  to Friday (except Wednesday when we open at 9.30am)

BAN078 Personal Manager

In branch

Visit us at:

Isle of Man
19-21 Prospect Hill
Douglas, Isle of Man, IM1 1ET

Jersey
13-15 Charing Cross
St Helier, Jersey, JE2 3RP