Existing customers

If you already have a mortgage with us we could help change your deal, borrow more money or move home. We also now offer a Loyalty Rate product range for when you pay your salary into a Gold Account with us

Ways to apply

Follow-on Rate and Standard Variable Rate details

On 03 August 2023 the Bank of England base rate increased from 5.00% to 5.25%.

  • Jersey mortgages Follow on Rate will increase by 0.25% to 8.50% (3.25% above Bank of England base rate) with effect from 01 September.  Jersey tracker rate mortgages will also automatically increase on 01 September 2023
  • Isle of Man mortgages Follow on Rate will increase by 0.25% to 8.50% (3.25% above Bank of England base rate) with effect from 03 September and Isle of Man tracker rate mortgages will also automatically increase on 03 September 2023
  • Our Standard Variable Rate remains unchanged at 8.74%

If you have a fixed rate mortgage then there is no change to your mortgage rate if you are still in the initial period where your rate is fixed. 

 

 

Concerned about meeting your mortgage payments?

We're here to help

We understand that circumstances can change and if you’re worried about meeting your mortgage payments, please contact us.  Our mortgage team are here to support you and they’ll be able to discuss the different options that are available.

Further information is available in our Customer Support section.

 

 

 

 

All applications are subject to status and lending criteria

YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Ways to apply

BAN005 Enquire Online (1)

Enquire Online

Complete our online mortgage enquiry form

BAN005 Email

Email

We’re here to answer any questions, get in touch via email

BAN036 Mobile

Phone

Call us on 08000 84 28 88, if calling from a UK landline or mobile, or +44 (0) 1624 641 888, if calling from overseas

Lines are open 9am – 5pm UK time, Monday  to Friday (except Wednesday when we open at 9.30am)

BAN078 Personal Manager

In branch

Visit us at:

Jersey
Santander Work Café
13-15 Charing Cross
St Helier, Jersey, JE2 3RP

Isle of Man
Santander Work Café
Market Hall, North Quay
Douglas, Isle of Man, IM1 2BQ