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Follow-on Rate and Standard Variable Rate details
On 03 August 2023 the Bank of England base rate increased from 5.00% to 5.25%.
- Jersey mortgages Follow on Rate will increase by 0.25% to 8.50% (3.25% above Bank of England base rate) with effect from 01 September. Jersey tracker rate mortgages will also automatically increase on 01 September 2023
- Isle of Man mortgages Follow on Rate will increase by 0.25% to 8.50% (3.25% above Bank of England base rate) with effect from 03 September and Isle of Man tracker rate mortgages will also automatically increase on 03 September 2023
- Our Standard Variable Rate remains unchanged at 8.74%
If you have a fixed rate mortgage then there is no change to your mortgage rate if you are still in the initial period where your rate is fixed.
Concerned about meeting your mortgage payments?
We're here to help
We understand that circumstances can change and if you’re worried about meeting your mortgage payments, please contact us. Our mortgage team are here to support you and they’ll be able to discuss the different options that are available.
Further information is available in our Customer Support section.