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Existing customers

If you already have a mortgage with us we could help change your deal, borrow more money or move home. We also now offer a Loyalty Rate product range for when you pay your salary into a Gold Account with us

Ways to apply

Follow-on Rate and Standard Variable Rate details

On 01 August 2024 the Bank of England base rate reduced from 5.25% to 5.00%.

  • The Follow on Rate will decrease by 0.25% to 8.25% (3.25% above Bank of England base rate) with effect from 02 September 2024 for existing mortgages on this rate 
  • The tracker rates for existing mortgages will automatically decrease on 02 September 2024
  • Our Standard Variable Rate will decrease from 8.74% to 8.25% with effect from 02 September 2024 for existing mortgages on this rate

If you have a fixed rate mortgage then there is no change to your mortgage rate if you are still in the initial period where your rate is fixed. 

 

 

Concerned about meeting your mortgage payments?

We're here to help

We understand that circumstances can change and if you’re worried about meeting your mortgage payments, please contact us.  Our mortgage team are here to support you and they’ll be able to discuss the different options that are available.

Further information is available in our Customer Support section.

 

 

 

 

All applications are subject to status and lending criteria

YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Ways to apply

BAN005 Enquire Online (1) Enquire Online BAN005 Email Email BAN036 Mobile Phone BAN005 Bank Branch In branch

Enquire Online

Complete our online mortgage enquiry form

Email

We’re here to answer any questions, get in touch via email

Phone

Call us on 08000 84 28 88, if calling from a UK landline or mobile, or +44 (0) 1624 641 888, if calling from overseas

Lines are open 9am – 5pm UK time, Monday  to Friday (except Wednesday when we open at 9.30am)

In branch

Jersey Isle of Man

Jersey
Santander International
13-15 Charing Cross
St Helier,
Jersey
JE2 3RP

Channel Islands

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Isle of Man
Santander Work Café

Market Hall,
North Quay
Douglas, 

Isle of Man,
IM1 2BQ

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