Instant Saver Account
The Island Instant Saver Account is an instant access savings account which requires no notice for withdrawals. It offers unlimited access to your money and is available in Sterling and US dollar currencies
Ways to applyFeatures & benefits
Instant access variable rate savings account
A choice of two currencies – Sterling and US dollars
No notice or charges for withdrawals
Interest is paid quarterly and on balances up to £75,000 or $75,000
No minimum balance for island residents
Only one account per individual
Mobile, Online and Telephone Banking to manage your money
Available for Channel Island and Isle of Man residents only
Key information
Only one account per individual can be opened and it can be in your sole name or in joint names
You can make immediate withdrawals up to the available balance via Mobile, Online and Telephone Banking, visiting our branch or in writing
Cheque books or debit cards are not available
Standing orders and direct debits are not available
Any minimum balance to earn interest on the Account will be disclosed on our Rate leaflets made available on our website
Interest rates are tiered and interest is paid on Sterling or US dollar balances up to 75,000
Please refer to the General Terms and Conditions for the Island Instant Saver Account
Interest rates
View the latest interest rates for our Island Saver Account.
View interest ratesWays to apply
In branch
Online
Post
Phone
In branch
Jersey
Santander Work Café
13-15 Charing Cross
St Helier,
Jersey
JE2 3RP
Channel Islands
View on Google Maps
Isle of Man
Santander Work Café
Market Hall,
North Quay
Douglas,
Isle of Man,
IM1 2BQ
View on Google Maps
Phone
Call us on 08000 84 28 88, if calling from a UK landline or mobile, or +44 (0) 1624 641 888, if calling from overseas
Lines are open 9am – 5pm UK time, Monday to Friday (except Wednesday when we open at 9.30am)
Our other products
Frequently asked questions
What is the Island Instant Saver Account?
The Island Instant Saver Account is a flexible savings account available in Sterling (GBP) and US Dollar (USD). It offers instant access to your money with no notice required for withdrawals.
How is interest paid on the Instant Saver Account?
Interest is paid quarterly and is tiered based on your account balance, up to £75,000 or $75,000.
Can I withdraw money from the Instant Saver Account at any time, and are there any notice periods or charges for withdrawals?
You can withdraw funds instantly via Mobile, Online, or Telephone Banking, or by visiting a branch. There are no notice periods or withdrawal charges.
What is the interest rate for the Instant Saver Accounts?
The interest rate for the Instant Saver Account is variable and may change over time. Please check the latest rates on the Santander International website or contact our Customer Services team.
Who can apply for the Instant Saver Account?
The Instant Saver Account is available to residents of the Channel Islands, Isle of Man, and international customers.
What charges apply to the Instant Saver Account'?
The Instant Saver Account does not have any associated charges. However, some charges may apply for other services. Please view our charges for full details
View charges for Banking and Savings Accounts
