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Easy Saver Account

The Easy Saver Account is an instant access savings account which tracks the Bank of England base rate, up to £10,000. Available for Channel Island and Isle of Man residents only.

Features & benefits

Instant access variable rate sterling savings account

Interest is paid monthly into Gold Account

No minimum balance, interest is paid on balances up to £10,000

No notice for charges or withdrawals

Only one account per individual

Mobile, Online and Telephone Banking to manage your money

Available for Channel Island and Isle of Man residents only

Key information

  • Only one account per individual can be opened and it can be in your sole name or in joint names
  • You can make immediate withdrawals up to the available balance via Mobile, Online and Telephone Banking, visiting our branch or in writing
  • Cheque books or debit cards are not available 
  • Standing orders and direct debits are not available
  • Interest is only payable on balances up to £10,000
  • Please refer to the General Terms and Conditions for the Island Easy Saver Account

Interest rates

Easy Saver Account

Interest is paid monthly into Gold Account and is tiered, with different interest rates applied to different portions of the account balance

Interest rates are effective from 01 May 2026

Minimum/Maximum balance to earn interest rate Gross rate p.a. (variable) Interest paid monthly Annual Equivalent Rate (AER) (variable)
£0 - £10,000 3.75% 3.75%
£10,000 + 0.00% 0.00%

AER stands for Annual Equivalent Rate and shows what the interest rate would be if we paid interest and added it to your account each year. The gross rate is the rate payable where interest is paid without the deduction of tax.

Ways to apply

BAN078 Personal Manager In branch BAN005 Enquire Online (1) Online BAN005 Post (1) Post BAN036 Mobile Phone

In branch

Jersey Isle of Man

Jersey
Santander Work Café
13-15 Charing Cross
St Helier,
Jersey
JE2 3RP

Channel Islands

View on Google Maps

Isle of Man
Santander Work Café

Market Hall,
North Quay
Douglas, 

Isle of Man,
IM1 2BQ

View on Google Maps

Online

Click below to complete our short online enquiry form

Post

Download and print our PDF application form and return to us

Phone

Call us on 08000 84 28 88, if calling from a UK landline or mobile, or +44 (0) 1624 641 888, if calling from overseas

Lines are open 9am – 5pm UK time, Monday  to Friday (except Wednesday when we open at 9.30am)