Your Silver Charge Card comes with a comprehensive suite of travel and lifestyle insurance cover, giving you invaluable peace of mind when travelling, renting a car, shopping or doing sports.
Features & Benefits
Comprehensive suite of travel and lifestyle insurance cover
Purchase protection cover against theft and accidental damage
Virtual and physical cards for your convenience
Apple Pay and Google Pay for everyday spending
Available in Sterling, Euro and US dollar currencies
Manage card via Charge Card app - card activation, view PIN, add to digital wallet, view balance, view transactions, get statements, report lost/stolen, freeze/unfreeze cards
Balance automatically cleared each month from your Gold Account
No annual membership fee (introductory offer)
Associate Charge Cards also available for another individual, e.g. spouse, dependent or employee
What is a Charge Card?
A Charge Card is similar to a credit card as you can spend on it the same way as a credit card, but it has a monthly spending limit and requires that you pay the statement balance in full every month. Your Santander International Charge Card will be linked to a Gold Account and every month the balance is due it will be automatically deducted from your account. You will therefore need to ensure that you have sufficient funds in your Gold Account every month to make the payment.
The Charge Card is available in a choice of Sterling, Euro or US dollars.
We have partnered with card and payments experts, Accomplish, who will be providing the Charge Cards on our behalf. They have the experience and technology to deliver professional card solutions that can offer a range of benefits that have been especially curated. On your agreement, we will share with them the data they need (name, address, email address, mobile number, date of birth) to set-up and personalise your Charge Card.
Key information
Eligibility criteria
You can apply for a Charge Card if you are aged 18 years or over
- You must hold a Gold Account with us in the same currency of the Charge Card
- You must either:
- hold a minimum of £/€/$ 25,000 on deposit with us, or
- mandate your salary to us into the associated Gold Account
We will do a credit check as part of the application. This will support us in determining whether you are accepted and monthly spending limit that we can offer. We reserve the right to refuse any application.
Associate Charge Cards can only be requested and authorised by a main cardholder and will be linked to their respective Gold Account. The Main cardholder is responsible for all monthly payments in relation to the associate card(s), and will be able to see spending limits set for the card and card usage by the Associate cardholder in the Charge Card app or web portal.
Application form
Annual membership fee
- No annual membership fee for the main (and first) card. This is an introductory offer and if it ends, you will start to be charged an annual membership fee of up to £/€/$100 at the first or subsequent anniversary dates.
- Supplemental cards, i.e. another card in a different currency, will be £/€/$ 50 per annum
Charge Card guides
You Charge Card is managed via the Charge Card app.
Click here to view our Charge Card guidesBenefits of the Silver Charge Card
Is the Silver Charge Card not quite what you are looking for? Take a look at our other Charge Cards
Ways to apply
In branch
Online
Post
Email
Phone
In branch
Jersey
Isle of Man
Jersey
Santander International
13-15 Charing Cross
St Helier,
Jersey
JE2 3RP
Channel Islands
View on Google Maps
Isle of Man
Santander Work Café
Market Hall,
North Quay
Douglas,
Isle of Man,
IM1 2BQ
View on Google Maps
We’re here to answer any questions, get in touch via email info@santanderinternational.co.uk
Phone
Call us on 08000 84 28 88, if calling from a UK landline or mobile, or +44 (0) 1624 641 888, if calling from overseas
Lines are open 9am – 5pm UK time, Monday to Friday (except Wednesday when we open at 9.30am)