Features & Benefits
Variable rate savings account which requires written notice for any withdrawals
Available in Sterling and US dollar currencies
A choice of notice periods to choose from: 31 Days and 95 Days
Interest is paid quarterly
Annual statement to help track your savings
Online Banking and Telephone Banking to manage your money
International customers will need to deposit a minimum of £75,000 (or currency equivalent), which can be held across our account range, and must be maintained
Key information
- You may only make withdrawals, including closure, providing the required notice period is given
- Notice may be given via Online Banking or Telephone Banking, visiting our branch or in writing
- Your money will continue to earn interest up to the date of withdrawal
- Cheque books or debit cards are not available
- Standing orders or direct debits are not available
- Please refer to the General Terms and Conditions for Notice Accounts
Interest rates
31 Day Notice Account - Sterling
31 days' notice is required for withdrawal. The minimum balance requirement is £25,000.
Interest rates are effective from 20 May 2022
| Minimum balance to earn interest rate | Gross rate p.a. (variable) interest paid quarterly | Annual Equivalent Rate (AER) (variable) |
| £25,000 - £74,999 | 0.05% | 0.05% |
| £75,000 - £999,999 | 0.65% | 0.65% |
| £1,000,000 + | 0.75%* | 0.75%* |
31 Day Notice Account - US dollar
31 days' notice is required for withdrawal. The minimum balance requirement is $25,000.
Interest rates are effective from 20 May 2022
| Minimum balance to earn interest rate | Gross rate p.a. (variable) interest paid quarterly | Annual Equivalent Rate (AER) (variable) |
| $25,000 - $74,999 | 0.05% | 0.05% |
| $75,000 - $999,999 | 0.25% | 0.25% |
| $1,000,000+ | 0.50%* | 0.50%* |
95 Day Notice Account - Sterling
95 days' notice is required for withdrawal. The minimum balance requirement is £25,000.
Interest rates are effective from 20 May 2022
| Minimum balance to earn interest rate | Gross rate p.a. (variable) interest paid quarterly | Annual Equivalent Rate (AER) (variable) |
| £25,000 - £74,999 | 0.10% | 0.10% |
| £75,000 - £999,999 | 0.75% | 0.75% |
| £1,000,000 + | 0.85%* | 0.85%* |
95 Day Notice Account - US dollar
95 days' notice is required for withdrawal. The minimum balance requirement is $25,000.
Interest rates are effective from 20 May 2022
| Minimum balance to earn interest rate | Gross rate p.a. (variable) interest paid quarterly | Annual Equivalent Rate (AER) (variable) |
| $25,000 - $74,999 | 0.10% | 0.10% |
| $75,000 - $999,999 | 0.50% | 0.50% |
| $1,000,000+ | 0.75%* | 0.75%* |
Interest rates
AER stands for Annual Equivalent Rate and shows what the interest rate would be if we paid interest and added it to your account each year. The gross rate is the rate payable where interest is paid without the deduction of tax. If a negative interest rate applies to your account, this will be calculated on the same basis as credit interest.
*If you have a balance in excess of £1 million (or currency equivalent) with us we offer a personalised service – please contact us so we can understand your banking needs
Ways to apply
Phone
Call us on 08000 84 28 88, if calling from a UK landline or mobile, or +44 (0) 1624 641 888, if calling from overseas
Lines are open 9am – 5pm UK time, Monday to Friday (except Wednesday when we open at 9.30am)
In branch
Visit us at:
Isle of Man
19-21 Prospect Hill
Douglas, Isle of Man, IM1 1ET
Jersey
13-15 Charing Cross
St Helier, Jersey, JE2 3RP
