Frequently asked questions
What is Select Banking?
Select Banking is a premier banking service offering enhanced support, preferential rates, and priority access to products and services with no monthly fee.
Who is eligible for Select Banking?
To qualify, you must either maintain savings or investments of at least £75,000 (or currency equivalent) or pay an annual income of at least £75,000 into your account.
Is there a fee to be a Santander Select customer?
There is no monthly fee to be a Santander Select customer. Eligibility is based on your savings, investments, or income level.
Do Select customers receive preferential rates on savings products?
Select customers benefit from enhanced interest rates on Fixed Deposit Contracts.
Can Select customers access better mortgage deals?
Select customers in Jersey and the Isle of Man can access Loyalty Rates on our mortgage products.
Is the Gold Select Charge Card free for Select customers?
Yes, eligible Select customers residing in Jersey, Guernsey, or the Isle of Man can receive the Gold Select Charge Card without paying the standard annual fee.
Do Select customers get better foreign exchange rates?
Select customers benefit from preferential foreign exchange rates when exchanging currencies or making international payments through Santander International.






