Banking and Savings Accounts Interest Rates For Non-Personal customers
Effective from 02 April 2026
Banking Accounts
Gold Account
Sterling – Interest rates are effective from 13 December 2024
| Currency | Gross rate p.a. (variable) Interest paid quarterly |
Annual Equivalent Rate (AER) (variable) |
| Sterling | 0.50% | 0.50% |
Euro – Interest rates are effective from 01 September 2022
| Currency | Gross rate p.a. (variable) Interest paid quarterly |
Annual Equivalent Rate (AER) (variable) |
| Euro | 0.00% | 0.00% |
US dollar – Interest rates are effective from 13 December 2024
| Currency | Gross rate p.a. (variable) Interest paid quarterly |
Annual Equivalent Rate (AER) (variable) |
| US dollar | 0.25% | 0.25% |
Call Account
Interest rates are effective from 26 January 2026
| Currency | Interest paid monthly | Interest paid quarterly | Interest paid annually | |||
| Gross rate p.a. (variable) | Annual Equivalent Rate (AER) (variable) | Gross rate p.a. (variable) | Annual Equivalent Rate (AER) (variable) | Gross rate p.a. (variable) | Annual Equivalent Rate (AER) (variable) | |
| Sterling | 1.00% | 1.00% | 1.00% | 1.00% | 1.00% | 1.00% |
| Euro | 0.25% | 0.25% | 0.25% | 0.25% | 0.25% | 0.25% |
| US dollar | 0.55% | 0.55% | 0.55% | 0.55% | 0.55% | 0.55% |
Savings Accounts
Notice Account
Sterling – Interest rates are effective from 02 April 2026
| Term | Interest paid monthly | Interest paid quarterly | Interest paid annually | |||
| Gross rate p.a. (variable) | Annual Equivalent Rate (AER) (variable) | Gross rate p.a. (variable) | Annual Equivalent Rate (AER) (variable) | Gross rate p.a. (variable) | Annual Equivalent Rate (AER) (variable) | |
| 31 Days | 1.05% | 1.06% | 1.05% | 1.05% | 1.05% | 1.05% |
| 45 Days | 2.65% | 2.68% | 2.65% | 2.68% | 2.65% | 2.65% |
| 95 Days | 3.75% | 3.80% | 3.75% | 3.80% | 3.75% | 3.75% |
| 185 Days | 3.05% | 3.09% | 3.05% | 3.09% | 3.05% | 3.05% |
| 365 Days | 3.00% | 3.04% | 3.00% | 3.03% | 3.00% | 3.00% |
Euro – Interest rates are effective from 26 January 2026
| Term | Interest paid monthly | Interest paid quarterly | Interest paid annually | |||
| Gross rate p.a. (variable) | Annual Equivalent Rate (AER) (variable) | Gross rate p.a. (variable) | Annual Equivalent Rate (AER) (variable) | Gross rate p.a. (variable) | Annual Equivalent Rate (AER) (variable) | |
| 31 Days | 1.10% | 1.11% | 1.10% | 1.11% | 1.10% | 1.10% |
| 45 Days | 1.75% | 1.76% | 1.75% | 1.76% | 1.75% | 1.75% |
| 95 Days | 1.80% | 1.82% | 1.80% | 1.81% | 1.80% | 1.80% |
| 185 Days | 1.90% | 1.92% | 1.90% | 1.91% | 1.90% | 1.90% |
| 365 Days | 1.90% | 1.92% | 1.90% | 1.91% | 1.90% | 1.90% |
US dollar – Interest rates are effective from 02 April 2026
| Term | Interest paid monthly | Interest paid quarterly | Interest paid annually | |||
| Gross rate p.a. (variable) | Annual Equivalent Rate (AER) (variable) | Gross rate p.a. (variable) | Annual Equivalent Rate (AER) (variable) | Gross rate p.a. (variable) | Annual Equivalent Rate (AER) (variable) | |
| 31 Days | 1.05% | 1.06% | 1.05% | 1.05% | 1.05% | 1.05% |
| 45 Days | 2.65% | 2.68% | 2.65% | 2.68% | 2.65% | 2.65% |
| 95 Days | 3.75% | 3.80% | 3.75% | 3.80% | 3.75% | 3.75% |
| 185 Days | 3.15% | 3.20% | 3.15% | 3.19% | 3.15% | 3.15% |
| 365 Days | 3.30% | 3.35% | 3.30% | 3.34% | 3.30% | 3.30% |
Fixed Deposit Contracts
Interest is paid on maturity for 3 Month and 6 Month contracts and monthly, annually or on maturity for 12 Month, 18 Month and 24 Month contracts. Interest cannot be added to the original amount deposited and must be paid into the associated Call or Gold Account held with us.
Sterling – Interest rates are effective from 02 April 2026
| Term | Gross rate p.a. (variable) Interest paid monthly, annually or on maturity |
Annual Equivalent Rate (AER) (variable) |
| 3 Month | 3.50% | 3.50% |
| 6 Month | 3.75% | 3.75% |
| 12 Month | 4.00% | 4.00% |
| 18 Month | 4.00% | 4.00% |
| 24 Month | 4.00% | 4.00% |
Euro – Interest rates are effective from 02 April 2026
| Term | Gross rate p.a. (variable) Interest paid monthly, annually or on maturity |
Annual Equivalent Rate (AER) (variable) |
| 3 Month | 1.95% | 1.95% |
| 6 Month | 2.00% | 2.00% |
| 12 Month | 2.15% | 2.15% |
| 18 Month | 2.20% | 2.20% |
| 24 Month | 2.25% | 2.25% |
US dollar – Interest rates are effective from 02 April 2026
| Term | Gross rate p.a. (variable) Interest paid monthly, annually or on maturity |
Annual Equivalent Rate (AER) (variable) |
| 3 Month | 3.30% | 3.30% |
| 6 Month | 3.30% | 3.30% |
| 12 Month | 3.35% | 3.35% |
| 18 Month | 3.35% | 3.35% |
| 24 Month | 3.35% | 3.35% |
Find out more
Phone
In branch
Write to us
Phone
Call us on 08000 84 28 88, if calling from a UK landline or mobile, or +44 (0) 1624 641 888, if calling from overseas
Lines are open 9am – 5pm UK time, Monday to Friday (except Wednesday when we open at 9.30am)
In branch
Jersey
Santander Work Café
13-15 Charing Cross
St Helier,
Jersey
JE2 3RP
Channel Islands
View on Google Maps
Isle of Man
Santander Work Café
Market Hall,
North Quay
Douglas,
Isle of Man,
IM1 2BQ
View on Google Maps
Write to us
Santander International
13-15 Charing Cross
St Helier,
Jersey, JE2 3RP
Channel Islands
Santander International
PO Box 123
19-21 Prospect Hill
Douglas
Isle of Man, IM99 1ZZ
British Isles
Santander International is the trading name of Santander Financial Services plc, Jersey Branch and Santander Financial Services plc, Isle of Man Branch.
Santander Financial Services plc is incorporated in England and Wales with number 2338548 and its registered office is 2 Triton Square, Regent’s Place, London NW1 3AN, United Kingdom. Santander Financial Services plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Santander Financial Services plc’s Financial Services Register number is 146003. You can check this on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/register. Santander Financial Services plc, Jersey Branch has its principal place of business at 13-15 Charing Cross, St Helier, Jersey JE2 3RP, Channel Islands and is regulated by the Jersey Financial Services Commission. Santander Financial Services plc, Isle of Man Branch has its principal place of business at 19 - 21 Prospect Hill, Douglas, Isle of Man, IM1 1ET and is regulated by the Isle of Man Financial Services Authority. www.santanderinternational.co.uk
All accounts opened with Santander Financial Services plc, Jersey Branch have situs in Jersey and therefore are not covered by the Financial Services Compensation Scheme established under the UK Financial Services and Markets Act 2000 or by the Isle of Man Depositors’ Compensation Scheme. Santander Financial Services plc, Jersey Branch is a participant in the Jersey Bank Depositors Compensation Scheme (the Scheme). The Scheme aims to provide protection for eligible depositors of up to £50,000. For further information about the Scheme and to understand your eligibility, please refer to www.jrdca.org.je/jdcs.
All accounts opened with Santander Financial Services plc, Isle of Man Branch have situs in the Isle of Man and therefore eligible deposits are covered by the Isle of Man Depositors’ Compensation Scheme as set out in the Isle of Man Depositors’ Compensation Scheme Regulations 2010 and not covered by the UK Financial Services Compensation Scheme or by the Jersey Bank Depositors Compensation Scheme. Full details of the Scheme and banking groups covered are available at the Isle of Man regulator’s website, www.iomfsa.im/consumers, or on request.
Santander and the flame logo are registered trademarks. The latest audited accounts are available upon request. Calls to Santander International are recorded and may be monitored for security and training purposes.