About this role
We’re looking for an experienced senior finance leader to join Santander International as Head of Planning and Stress Testing. This is a critical leadership role at the heart of financial strategy, responsible for shaping planning, stress testing and balance sheet management across a complex, multi-jurisdictional business.
You’ll work closely with the CFO, CRO and Executive Committee to ensure the financial resilience of Santander International, leading key regulatory processes including ICAAP, ILAAP and Recovery Planning, while driving sustainable profitability and strategic decision-making.
Santander International includes Crown Dependency businesses across Jersey, Isle of Man and the UK, alongside mortgage portfolios and legacy treasury activities, giving this role significant breadth and complexity.
What you’ll be doing
- Leading end-to-end stress testing frameworks, including ICAAP, ILAAP, BCST and Recovery Planning, ensuring regulatory compliance and strategic alignment
- Owning the financial planning cycle, including budgeting, forecasting and the 3–5 year strategic plan
- Providing high-quality insight and challenge to the CFO, Board and governance forums including ALCO and Executive Committee
- Driving balance sheet strategy, including liquidity, capital management and IRRBB considerations
- Leading engagement with regulators and senior stakeholders on financial resilience and stress testing outcomes
- Overseeing management information and performance reporting to support executive decision-making
- Driving commercial performance through robust transfer pricing, cost management and profitability analysis
- Partnering with Risk, Treasury and business leaders to deliver integrated financial and risk insights
- Leading and developing a high-performing team, fostering a culture of accountability, performance and continuous improvement
What we’re looking for
Qualifications
- Educated to degree level, preferably in a relevant subject (Banking, Financial or Business Management)
- Postgraduate qualification in a relevant discipline is preferred
- Professional accountancy qualification (or equivalent) is advantageous
Skills & Experience
- Extensive senior leadership experience within financial services, including Financial Markets and a broad range of banking products (investment, wholesale, private and retail banking)
- Deep expertise in financial planning, stress testing and balance sheet management within a regulated banking environment
- Strong understanding of UK and Crown Dependencies regulatory frameworks, including ICAAP, ILAAP and Recovery Planning
- Proven ability to engage, influence and challenge senior stakeholders at Executive and Board level
- Significant experience in monitoring, challenging and improving business performance
- Strong knowledge of risk analytics, strategies, frameworks and methodologies
- Experience of regulatory reporting and sound understanding of regulatory expectations
- Demonstrated ability to build and maintain strong internal and external relationships, including with regulators
- Strong conceptual and strategic thinking capability, with the ability to innovate and develop new approaches
- Proven track record of delivering results through leadership of high-performing teams
Why Santander International
At Santander International, you’ll play a key role in shaping financial resilience and performance across a diverse and evolving business. You’ll work alongside senior leaders, influence strategic outcomes, and help ensure the long-term sustainability of Santander Financial Services.
To apply, please click the apply button to submit your CV and covering letter.