New! Santander International launch Charge Cards for island residents

We’re delighted to announce the launch of our new Charge Cards for Jersey and Isle of Man residents. 

For decades credit cards have been an invaluable and often essential part of our personal finance.  They’ve earned their place in our wallets and daily lives by enabling purchases, securing bookings and providing a protective layer between our money and the transactions we make, giving us peace of mind. 

Recently, however, it has become harder for islanders to obtain credit cards, with some major providers rejecting applications, and even renewals, from people in the Crown Dependencies who do not have an easily verifiable UK credit score. 

To fill this gap, Santander International has partnered with AF Payments Ltd (part of the Accomplish Group) to launch a Charge Card specifically for local residents in the Isle of Man and Jersey. 

Charge Cards allow you to spend money in a similar way to credit cards up to an agreed personal limit. However, unlike credit cards where you may carry over debt from month to month through minimum payments, Charge Cards require repayment in full each month from a linked account.  

Customers have a choice of two cards. The Silver Card offers comprehensive travel and lifestyle insurance and is currently available without a fee. The Black World Elite Card offers a wider range of travel and lifestyle benefits including global airport lounge access, premium concierge services and extensive travel and lifestyle insurance cover.  This has an annual membership fee of £650. 

Both cards are available in Sterling, Euro, and US dollar currencies, and come with physical and virtual card options which can be linked to Google Pay or Apple Pay for everyday spending.  

To find out more visit the Charge Card web page.