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Charge Cards

A Charge Card is similar to a credit card as you can spend on it the same way as a credit card, but it has a monthly spending limit and requires that you pay the statement balance in full every month.

Choose between our Black World Elite or Silver Charge Card, which offer different benefits depending on your needs.

Features & benefits

Choice of two cards, offering different benefits

Available in Sterling, Euro and US dollar currencies

Virtual and physical cards for your convenience

Apple Pay and Google Pay for everyday spending

Manage your card via the Charge Card app - card activation, view PIN, add to digital wallet, view balance, view transactions, get statements, report lost/stolen, freeze/unfreeze cards

Balance automatically cleared each month from your Island Gold Account

Annual cardholder membership fee for Black World Elite Charge Card

Eligibility criteria applies

Santander International Charge cards are issued by AF Payments Ltd (part of the Accomplish group) pursuant to a licence by Mastercard International. AF Payments Ltd is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (FRN: 900440) for the issuing of electronic money and payment instruments. Mastercard and the Mastercard brand mark are registered trademarks of Mastercard International.

Exequor is a registered trademark of the Accomplish group. Access to the Exequor benefits suite is included as standard with your card. Your eligibility for each benefit is defined by the Santander International Charge card product that you select. Please read the product information carefully to ensure you choose the most appropriate card for your needs