Features & benefits
Variable rate savings account which requires written notice for any withdrawals
Available in Sterling, Euro and US dollar currencies
A choice of notice periods to choose from: 31 Days and 95 Days
Interest is paid quarterly
Online, Mobile and Telephone Banking to manage your money
Key information
- You may only make withdrawals, including closure, providing the required notice period is given
- Notice may be given via Online, Mobile and Telephone Banking, visiting our branch or in writing
- Your money will continue to earn interest up to the date of withdrawal
- Cheque books or debit cards are not available
- Standing orders and direct debits are not permitted
- Please refer to the General Terms and Conditions for Notice Accounts
Interest rates
Island 31 Day Notice Account - Sterling
31 days' notice is required for withdrawal. The minimum balance requirement is £25,000.
Interest rates are effective from 13 December 2024
Minimum balance to earn interest rate | Gross rate p.a. (variable) interest paid quarterly | Annual Equivalent Rate (AER) (variable) |
£25,000 - £74,999 | 0.20% | 0.20% |
£75,000 - £999,999 | 1.45%* | 1.46%* |
£1,000,000 + | Please contact us | Please contact us |
Island 31 Day Notice Account - Euro
31 days' notice is required for withdrawal. The minimum balance requirement is €25,000.
Interest rates are effective from 13 December 2024
Minimum balance to earn interest rate | Gross rate p.a. (variable) interest paid quarterly | Annual Equivalent Rate (AER) (variable) |
€25,000 - €74,999 | 0.00% | 0.00% |
€75,000 - €999,999 | 1.00%* | 1.00%* |
€1,000,000 + | Please contact us | Please contact us |
Island 31 Day Notice Account - US dollar
31 days' notice is required for withdrawal. The minimum balance requirement is $25,000.
Interest rates are effective from 13 December 2024
Minimum balance to earn interest rate | Gross rate p.a. (variable) interest paid quarterly | Annual Equivalent Rate (AER) (variable) |
$25,000 - $74,999 | 0.20% | 0.20% |
$75,000 - $999,999 | 1.00%* | 1.00%* |
$1,000,000 + | Please contact us | Please contact us |
Island 95 Day Notice Account - Sterling
95 days' notice is required for withdrawal. The minimum balance requirement is £25,000.
Interest rates are effective from 13 December 2024
Minimum balance to earn interest rate | Gross rate p.a. (variable) interest paid quarterly | Annual Equivalent Rate (AER) (variable) |
£25,000 - £74,999 | 0.25% | 0.25% |
£75,000 - £999,999 | 2.10%* | 2.12%* |
£1,000,000 + | Please contact us | Please contact us |
Island 95 Day Notice Account - Euro
95 days' notice is required for withdrawal. The minimum balance requirement is €25,000.
Interest rates are effective from 13 December 2024
Minimum balance to earn interest rate | Gross rate p.a. (variable) interest paid quarterly | Annual Equivalent Rate (AER) (variable) |
€25,000 - €74,999 | 0.00% | 0.00% |
€75,000 - €999,999 | 1.40%* | 1.41%* |
€1,000,000 + | Please contact us | Please contact us |
Island 95 Day Notice Account - US dollar
95 days' notice is required for withdrawal. The minimum balance requirement is $25,000.
Interest rates are effective from 13 December 2024
Minimum balance to earn interest rate | Gross rate p.a. (variable) interest paid quarterly | Annual Equivalent Rate (AER) (variable) |
$25,000 - $74,999 | 0.20% | 0.20% |
$75,000 - $999,999 | 1.40%* | 1.41%* |
$1,000,000 + | Please contact us | Please contact us |
Interest rates
AER stands for Annual Equivalent Rate and shows what the interest rate would be if we paid interest and added it to your account each year. The gross rate is the rate payable where interest is paid without the deduction of tax. If a negative interest rate applies to your account, this will be calculated on the same basis as credit interest.
*If you have a balance in excess of £500,000 (or currency equivalent) or a mortgage in excess of £750,000 with us we offer a personalised service – please contact us so we can understand your banking needs
Ways to apply

In branch
Jersey
Santander Work Café
13-15 Charing Cross
St Helier,
Jersey
JE2 3RP
Channel Islands
View on Google Maps
Isle of Man
Santander Work Café
Market Hall,
North Quay
Douglas,
Isle of Man,
IM1 2BQ
View on Google Maps
Phone
Call us on 08000 84 28 88, if calling from a UK landline or mobile, or +44 (0) 1624 641 888, if calling from overseas
Lines are open 9am – 5pm UK time, Monday to Friday (except Wednesday when we open at 9.30am)