Island Call Account

The Island Call Account is an instant access savings account which requires no notice for withdrawals. The Call Account offers unlimited access to your money and is available in Sterling, Euro and US dollar currencies

Ways to apply

Features & benefits

Instant access variable rate savings account

A choice of three currencies - Sterling, Euro and US dollars

No notice or charges for withdrawals

Interest is paid quarterly

Online Banking and Telephone Banking to manage your money

No minimum balance for island residents

Key information

  • There are no restrictions to the number of withdrawals or minimum withdrawal amount
  • You can make immediate withdrawals up to the available balance via Online Banking, Telephone Banking, visiting our branch or in writing
  • We will calculate interest daily on the cleared balance in the account
  • Cheque books and Visa debit cards are not available
  • Standing orders and direct debits are not available
  • Please refer to the General Terms and Conditions for Call Accounts

Interest rates

Island Call Account - Sterling

Interest rates are effective from 20 March 2020

Minimum balance to earn interest rate Gross rate p.a. (variable) Interest paid quarterly Annual Equivalent Rate (AER) (variable)
£0 - £74,999 0.00% 0.00%
£75,000 - £999,999 0.00% 0.00%
£1,000,000+ 0.00%* 0.00%*

Island Call Account - Euro

Interest rates are effective from 01 February 2021

Minimum balance to earn interest rate Gross rate p.a. (variable) interest paid quarterly Annual Equivalent Rate (AER) (variable)
€0 - €74,999 0.00% 0.00%
€75,000 - €999,999 -0.75% -0.75%
€1,000,000+ -0.75%* -0.75%*

Island Call Account - US dollar

Interest rates are effective from 20 March 2020

Minimum balance to earn interest rate Gross rate p.a. (variable) interest paid quarterly Annual Equivalent Rate (AER) (variable)
$0 - $74,999 0.00% 0.00%
$75,000 - $999,999 0.00% 0.00%
$1,000,000+ 0.00%* 0.00%*

Interest rates

AER stands for Annual Equivalent Rate and shows what the interest rate would be if we paid interest and added it to your account each year. The gross rate is the rate payable where interest is paid without the deduction of tax.  If a negative interest rate applies to your account, this will be calculated on the same basis as credit interest.

*If you have a balance in excess of £1 million (or currency equivalent) with us we offer a personalised service – please contact us so we can understand your banking needs

Ways to apply

BAN005 Enquire Online (1)

Online

Complete our short online enquiry form

BAN036 Mobile

Phone

Call us on 08000 84 28 88
, if calling from a UK landline or mobile, or +44 (0) 1534 885 000
, if calling from overseas

Lines are open 9am – 5pm UK time, Monday  to Friday (except Wednesday when we open at 9.30am)

BAN005 Post (1)

Post

Download and print our PDF application form and return to us

Download an application form

BAN078 Personal Manager

In branch

Visit us at:

Isle of Man
19-21 Prospect Hill
Douglas, Isle of Man, IM1 1ET