Features & benefits
Instant access variable rate savings account
A choice of three currencies - Sterling, Euro and US dollars
No notice or charges for withdrawals
Interest is paid quarterly
Online, Mobile and Telephone Banking to manage your money
No minimum balance for island residents
Key information
- There are no restrictions to the number of withdrawals or minimum withdrawal amount
- You can make immediate withdrawals up to the available balance via Online, Mobile and Telephone Banking, visiting our branch or in writing
- We will calculate interest daily on the cleared balance in the account
- Cheque books and Visa debit cards are not available
- Standing orders and direct debits are not available
- Please refer to the General Terms and Conditions for Call Accounts
Interest rates
Island Call Account - Sterling
Interest rates are effective from 20 March 2020
| Minimum balance to earn interest rate | Gross rate p.a. (variable) Interest paid quarterly | Annual Equivalent Rate (AER) (variable) |
| £0 - £74,999 | 0.00% | 0.00% |
| £75,000 - £999,999 | 0.00%* | 0.00%* |
| £1,000,000+ | 0.00%* | 0.00%* |
Island Call Account - Euro
Interest rates are effective from 01 September 2022
| Minimum balance to earn interest rate | Gross rate p.a. (variable) interest paid quarterly | Annual Equivalent Rate (AER) (variable) |
| €0 - €74,999 | 0.00% | 0.00% |
| €75,000 - €999,999 | 0.00%* | 0.00%* |
| €1,000,000+ | 0.00%* | 0.00%* |
Island Call Account - US dollar
Interest rates are effective from 20 March 2020
| Minimum balance to earn interest rate | Gross rate p.a. (variable) interest paid quarterly | Annual Equivalent Rate (AER) (variable) |
| $0 - $74,999 | 0.00% | 0.00% |
| $75,000 - $999,999 | 0.00%* | 0.00%* |
| $1,000,000+ | 0.00%* | 0.00%* |
Interest rates
AER stands for Annual Equivalent Rate and shows what the interest rate would be if we paid interest and added it to your account each year. The gross rate is the rate payable where interest is paid without the deduction of tax. If a negative interest rate applies to your account, this will be calculated on the same basis as credit interest.
*If you have a balance in excess of £500,000 (or currency equivalent) or a mortgage in excess of £750,000 with us we offer a personalised service – please contact us so we can understand your banking needs
Ways to apply
In branch
Online
Post
Phone
In branch
Jersey
Santander Work Café
13-15 Charing Cross
St Helier,
Jersey
JE2 3RP
Channel Islands
View on Google Maps
Isle of Man
Santander Work Café
Market Hall,
North Quay
Douglas,
Isle of Man,
IM1 2BQ
View on Google Maps
Phone
Call us on 08000 84 28 88, if calling from a UK landline or mobile, or +44 (0) 1624 641 888, if calling from overseas
Lines are open 9am – 5pm UK time, Monday to Friday (except Wednesday when we open at 9.30am)
